Ray De La Cruz Email & Phone Number | Experienced Commercial Loan Officer with a demonstrated history of working in the banking industry. Skilled in Cash Flow, Operations Management, Commercial Lending, Banking, Credit Analysis, and Loan Origination. Strong finance professional with a Bachelor of Science (B.S.) focused in International Business from Rhode Island College.• Well-rounded, Bi-lingual (Spanish) business professional with an advanced track record of establishing successful partnerships and client relationships in the banking and financial services industry. Upward self-starter with a passion for achieving goals through collaborative leadership and proactive management. Highly skilled at interpersonal communications, including developing rapport with clients and colleagues, and building a solid network of business connections throughout the community. Advanced knowledge of related state and federal lending and compliance regulations. Advanced accounting and business financial knowledge with the ability to analyze repayment ability, cash flow and commercial financial statements, and tax return analysis. Detail-oriented with strong analytical, organizational, communication, and interpersonal skills. Sound judgment and decision-making abilities. Solid multi-tasking and project management skills. Ability to handle multiple priorities in a fast-paced environment. Working knowledge of word processing and spreadsheet applications. Able to use various types of office equipment including personal computers.

Ray De La Cruz

Experienced Commercial Loan Officer with a demonstrated history of working in the banking industry....
Providence, Rhode Island, United States

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Ray De La Cruz’s Email ray.d@citizensbank.com

Ray De La Cruz’s Phone Numbers

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Ray De La Cruz’s Location Providence, Rhode Island, United States

Ray De La Cruz’s Current Industry Citizens Stephens Lending

Ray De La Cruz’s Prior Industry Precision Home Lending | Eastern Connecticut Savings Bank | Putnam Bank | Citizens Bank

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Work Experience

Citizens

Implementation Manager

2022-05-01 00:00:00 - Present

Stephens Lending

Mortgage Loan Originator

2022-01-01 00:00:00 - Present

Precision Home Lending

Senior Loan Officer

2021-10-01 00:00:00 - 2022-01-01 00:00:00

Eastern Connecticut Savings Bank

Commercial Loan Officer

2018-10-01 00:00:00 - 2019-10-01 00:00:00

Putnam Bank

Commercial Loan Officer

2017-03-01 00:00:00 - 2018-09-01 00:00:00

Citizens Bank

Business Banking Officer II (Relationship Manager)

2015-02-01 00:00:00 - 2017-03-01 00:00:00

Skills

No Skills Available

Languages

No Languages Available

FAQ About Ray De La Cruz

Ray De La Cruz is located at
Providence, Rhode Island, United States

Ray De La Cruz is a Experienced Commercial Loan Officer with a demonstrated history of working in the banking industry. Skilled in Cash Flow, Operations Management, Commercial Lending, Banking, Credit Analysis, and Loan Origination. Strong finance professional with a Bachelor of Science (B.S.) focused in International Business from Rhode Island College.• Well-rounded, Bi-lingual (Spanish) business professional with an advanced track record of establishing successful partnerships and client relationships in the banking and financial services industry. Upward self-starter with a passion for achieving goals through collaborative leadership and proactive management. Highly skilled at interpersonal communications, including developing rapport with clients and colleagues, and building a solid network of business connections throughout the community. Advanced knowledge of related state and federal lending and compliance regulations. Advanced accounting and business financial knowledge with the ability to analyze repayment ability, cash flow and commercial financial statements, and tax return analysis. Detail-oriented with strong analytical, organizational, communication, and interpersonal skills. Sound judgment and decision-making abilities. Solid multi-tasking and project management skills. Ability to handle multiple priorities in a fast-paced environment. Working knowledge of word processing and spreadsheet applications. Able to use various types of office equipment including personal computers.

Ray De La Cruz currently works in the Citizens | Stephens Lending |

No Languages Available

Ray De La Cruz has prior
experience in the following industries:
Precision Home Lending | Eastern Connecticut Savings Bank | Putnam Bank | Citizens Bank

Ray De La Cruz has the following professional experience:
Citizens | Stephens Lending | Precision Home Lending | Eastern Connecticut Savings Bank | Putnam Bank | Citizens Bank