FAQ About Cal Ratcliff

• What is Cal Ratcliff's address?

  Cal Ratcliff is located at
  Highlands, North Carolina, United States

• What is Cal Ratcliff's job title?

  Cal Ratcliff is a After 3 years at BNC my time has ended with the purchase by Pinnacle Bank (Nashville). I have now landed a fantastic job with American Bank in Austin, Texas. I am thrilled to be with this 1.3B closely held bank. They have great aspirations and I am happy to be part of their plans. The regulatory environment requires that I have the best and brightest team with wide-ranging subject-matter expertise. They not only have to know the regulations, but it is critical that they be able to work with others to identify issues and implement new regulatory requirements. We cannot be successful by just restating the regulation; we must to be able to think through processes and work to create solutions that work for everyone. The ultimate goal is to approach all aspects of Compliance with the Client in mind, while also complying with the regulation. My varied background has provided me with the skills and knowledge to understand and effectively work with all areas of the company. I also possess the ability to look, not only at the big picture, but to also get involved in the detail when necessary. My ability and willingness to get involved at both levels has helped me gain the respect and appreciation of my co-workers. I have experience in coordinating and working with a cross section of people and divisions to reach desired results. I have the ability to articulate my strategic vision and to work toward this vision by developing collaborative relationships with my business counterparts. My experience has allowed me to assume roles where I have been looked to for guidance and leadership and as a result I have the credibility to provide input and guidance as well as help shape decisions. Specialties: I have developed strong negotiation skills, both in structure as well as documentation. I have the ability to analyze, understand and advise on complex transactions. I am particularly interested in and have strong experience in working through problem/distressed assets.

• What industry does Cal Ratcliff currently work in?

  Cal Ratcliff currently works in the Retired |

• Which languages does Cal Ratcliff speak?

  No Languages Available

• Which industries has Cal Ratcliff previously worked in?

  Cal Ratcliff has prior
  experience in the following industries:
  American Bank | Bnc Bank | Iberiabank | Wells Fargo Wachovia | Wachovia Securities | Wachovia Bank

• What is Cal Ratcliff’s work experience?

  Cal Ratcliff has the following professional experience:
  Retired | American Bank | Bnc Bank | Iberiabank | Wells Fargo Wachovia | Wachovia Securities | Wachovia Bank

• How can I find Cal Ratcliff on LinkedIn?

  You can view Cal Ratcliff’s LinkedIn profile at LinkedIn URL

• What are Cal Ratcliff’s work email addresses?

  Cal Ratcliff’s work email
  addresses are
  cratcliff@americanbank.com

• What company does Cal Ratcliff work for?

  Retired |